Privacy Notice

February, 2017

FACTS WHAT DOES PREMIER BUSINESS BANK and its divisions, Premier Bank of Palos Verdes and First Mountain Bank, DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Premier Business Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Premier Business Bank share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes-
information about your transactions and experiences
No We Don't Share
For our affiliates' everyday business purposes-
information about your creditworthiness
No We Don't Share
For nonaffiliates to market to you No We Don't Share
Questions? If you have questions, please call us or go to one of our websites:
Premier Business Bank | www.ibankpremier.com | 213-689-4800
Premier Bank of Palos Verdes | www.ibankpremier.com | 310-698-8400
First Mountain Bank | www.firstmountainbank.com | 909-866-5861
What we are
Who is providing this notice? Premier Business Bank and its divisions, Premier Bank of Palos Verdes and First Mountain Bank.
What we do
How does Premier Business Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Premier Business Bank collect information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purpose-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Premier Business Bank (whose divisions are Premier Bank of Palos Verdes and First Mountain Bank) is a wholly-owned subsidiary of PBB Bancorp.
Nonaffiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Premier Business Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Premier Business Bank does not market jointly.