WHAT DOES PREMIER BUSINESS BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
account balances and payment history
credit history and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All Financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Premier Business Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Premier Business Bank Share?
Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes- to offer our products and services to you
NO
WE DON'T SHARE
For joint marketing with other financial companies
NO
WE DON'T SHARE
For our affiliates' everyday business purposes- information about your transactions and experiences
NO
WE DON'T SHARE
For our affiliates' everyday business purposes- information about your creditworthiness
NO
WE DON'T SHARE
Questions?
Call (213)689-4800 or go to www.ibankpremier.com
What we do
How does Premier Business Bank protect my personal information?
To protect your personal information for unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Premier Business Bank collect my personal information?
We collect your personal information, for example, when you
open an account or deposit money
pay your bills or apply for a loan
use your debit or credit card
We also collect your personal information for others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates' everyday purposes - information about your creditworthiness
affiliates from using your information to market you
sharing for nonaffiliates to market to you
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Premier Business Bank has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Premier Business Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
