No monthly service charge as long as account maintains a minimum monthly balance of $500 or the combined balance of checking, savings and money market of $2,500 during statement cycle. $10.00 service charge if balance of $500 is not met.
Free unlimited check writing
Personal Interest Checking Account
Interest-bearing account
$500 minimum opening deposit
Monthly statement with images
Free teller access
No monthly service charge as long as account maintains a minimum monthly balance of $1,000 or the combined balance of checking, savings and money market of $5,000 during statement cycle. $10.00 service charge if balance is not met.
Free unlimited check writing
Personal Money Market Account
Interest-bearing tiered account
$2,500 minimum opening deposit
Monthly statement with no cancelled checks or images
Free teller access
No monthly service charge as long as account maintains a minimum monthly balance of $2,500 or the combined balance of checking, savings and money market of $5,000 during statement cycle. $15.00 service charge if balance is not met.
Unlimited withdrawals in person
Debit transactions limited to six per statement cycle.
$10 transaction fee per transaction in excess of six.
Personal Savings Account
Interest-bearing account
$100 minimum opening deposit
Free teller access
No service charge as long as account maintains a minimum monthly balance of $300 or the combined balance of checking, savings and money market of $1,000 during statement cycle. $5 service charge if balance is not met.
Limit of six withdrawals per month, $10.00 per withdrawal over the limit.
No monthly service charge as long as account maintains daily balance of $1,000 or the combined balance of checking, savings and money market of $5,000.
$10.00 service charge if balance is not met.
No charge for the first 100 checks and debits and then $0.25 for each transaction thereafter.
No charge for the first 20 deposits than $1 for each transation thereafter.
Business Checking Analyzed
The Bank reserves the right to review the activity of any business account, and to conduct full service analyses of business account to determine monthly charges.
The Account Analysis system calculates an earnings credit on the average available balance, less legal reserves, and compares such credit to the total charges computed.
If the charges total more than the earnings credit, the account is charged the difference.
Business Money Market Account
Interest-bearing tiered account
$1,000 minimum opening deposit
Monthly statement with no cancelled checks or images
Free teller access
No monthly service charge as long as account maintains an average daily balance of $2,500 or a combined balance of checking, savings and money market of $5,000 during statement cycle.
$15 service charge if balance criteria is net met.
Unlimited withdrawals in person
Debit transactions limited to six per statement cycle.
$10 transaction fee per transaction in excess of six.
Business Savings Account
Interest-bearing account
$100 minimum opening deposit
Free teller access
No service charge as long as account maintains an average daily balance of $500.
Limit of six withdrawals per month.
$10.00 per withdrawal over the limit.
Business Certificates of Deposit
Competitive interest rates
FDIC insured investment
$10,000 minimum opening deposit
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.
