Business Checking

Business Checking

  • $1,000 minimum opening deposit
  • No monthly service charge when account maintains a $5,000 average monthly balance
  • $15.00 service charge if balance is not met
  • No charge for the first 100 checks/debits and $0.25 for each transaction thereafter
  • No charge for the first 20 deposits and $1 for each transation thereafter

Business Checking Analyzed 

  • $1,000 minimum opening deposit
  • Account analysis allows for an earnings credit on the collected monthly balance,  and compares such credit to the total cost of services provided
  • If the fees and charges total more than the earnings credit, the account is assessed the difference (Refer to Deposit Products and Fees Brochure for details on fees and other charges)

Debit Cards

Premier offers Business Debit Cards, and free access to ATMs worldwide.  Ask your banker if your business qualifies.

Interest on Lawyer's Trust Account (IOLTA)

  • Account for lawyer's and law firms that pool client funds
  • Interest is paid according to the rules of the California State Bar and used to provide civil legal aid
  • Contact us for more information

Business Combined Checking Packages

Premier ServicesBasicEliteCombined*
Unlimited Checks and ACH Debits Yes Yes Yes
Unlimited Deposits and ACH Credits Yes Yes Yes
Paper Image Checks and Statements Yes Yes Yes
Electronic Statements Yes Yes Yes
Remote Capture Service Yes ($40 fee) Yes ($25 fee) Yes
Online Cash Management Yes Yes Yes
Unlimited Incoming Domestic Wire Transfers Yes Yes Yes
Unlimited Online Stop Payments No Yes Yes
Safe Deposit Box
(Annual fee varies based on box size)
50% discount on annual fee Free
5 x 5 Box
Free
3 x 10 Box
Unlimited ATM Transactions USA Worldwide Worldwide
Business Debit Card Limit $1,500 $2,000 $3,000
Business Credit Card
($50 annual fee; subject to credit approval)
$35 annual fee $20 annual fee No annual fee
Line of Credit up to $25,000
($100 annual fee; subject to credit approval)
$100 annual fee $50 annual fee No annual fee
Premier Monthly Fee ComparisonBasicEliteCombined
Average Collected Balance
(Must be on account analysis)
$10,000 $50,000 $100,000
No monthly service charge if required balance is maintained; Includes no monthly service charge on 2 add’l business checking accounts $0 $0 $0
Monthly service charge if balance falls below required minimum $25 $50 $75
Estimated monthly expense if fees for all services listed are applied separately $68 $148 $168
ESTIMATED MONTHLY SAVINGS$43$93$103

*Can be combined with another checking or money market account. 
Terms subject to change without notice.